Patrick Payne
Patrick Payne

650 N Park Ave
Tucson, Arizona 85721-0078
Humanity has a complex relationship with money. It affects every part of our lives, whether we think it should or not. This powerful, complex, and often misunderstood relationship is what makes personal finance so interesting to study for me.
My passion is helping people live better, happier lives through better money management. I became a professor because I saw many abuses from charlatans masquerading as ethical financial professionals and I wanted to make a difference. Whether it's teaching financial literacy to people directly or training the next generation of ethical and competent professional financial planners, my goal is to have every household have the best financial experience they can have.
Financial literacy
Behavioral finance
Retirement income planning
Financial risk attitudes and perceptions
Midas Financial Classroom
Midas is a project that seeks to make high-quality financial literacy classroom materials available to every home and classroom. More info and free downloads available at MidasClassroom.com
Family and Consumer Finance
Retirement Planning
Estate Planning
Investment Management
Insurance Planning
Payne, P., & Asebedo, S. (2019). Two‐factor risk preference for investment market and credit card risk. Financial Planning Review, 2(3-4), e1062.
Payne, P., Browning, C., & Kalenkoski, C. M. (2019). Risk Tolerance and the Financial Satisfaction of Credit-Card Users. Journal of Financial Counseling and Planning.
Allen, G., Payne, P., & Grube, A. J. (2019). Not for Long: A Case Study of a Professional Athlete Who Fell from Riches to Rags. Global Sport Business Journal, 7(1).
Asebedo, S., & Payne, P. (2017). Market Volatility and Financial Satisfaction: The Role of Financial Self-Efficacy. Journal of Behavioral Finance
Payne, P., Browning, C., & Kalenkoski, C. M. (2016). Public Reaction to Stock Market Volatility: Evidence from the ATUS. Applied Economic Letters.
Guillemette, M., Browning, C., & Payne, P. (2015). Don’t Like the Picture? Change the Frame: The Impact of Cognitive Ability and Framing on Risky Choice. Applied Economics Letters, 22(18), 1515-1518.